Home insurance is one of the most frequent types of insurance that you will have to deal with in your lifetime. As the name suggests, home insurance covers your home in the event of an unexpected tragedy or accident.
Types of Home Insurance
There are numerous types of home insurance, and the only way to know for sure what your home insurance policy covers is to speak directly with your agent and look at your policy. On the other hand, we can give you a quick overview of what most home insurance policies will cover.
For the most part, home insurance or a homeowners insurance policy covers three things: your dwelling, your personal property, and yourself.
Dwelling coverage refers to the structure of your home. For example, if a tree falls on your house after a storm, this would be considered damage to the structure of your home. Most homeowners insurance policies cover these damages.
Personal property coverage refers to coverage of your belongings. This includes everything that isn’t your walls, floors, ceilings, or built-in appliances. It includes things like jewelry, clothes, furniture, and more.
Finally, a personal liability policy covers you if someone files a lawsuit against you because they were personally injured on your property or because their property was damaged and it was possibly your fault.
Need Home Insurance around the state? LeapFrog Insurance in San Antonio, TX Has You Covered!
If you are a Dallas, Austin, or San Antonio, TX resident and are looking for home insurance, LeapFrog Insurance is here to provide you with all the options you’ve been looking for. Give us a call or stop by our office to learn more about the plans and coverage details we have available. We offer everything you’ll need for complete home coverage!