Floods are the most common natural disaster in San Antonio, TX, according to National Weather Service San Antonio. All homes, therefore, need to have flood insurance, even if it is in a low-risk area. This will help to protect your home from devastating flooding which can occur at any time of the year. After all, you don’t want to take the risk and wait for the water damage before you could take an action. If your home is within the designated flood zones, it’s ideal to obtain flood insurance to protect your property during such eventualities. Our experts at LeapFrog Insurance will help you maneuver through the process of obtaining a flood protection policy that suits you the most.
Various flood insurance offers property coverage at different limits. This enables you to have a variety of attractive options to choose from when seeking flood coverage. In recent years, many insurers have re-entered the flood insurance space to provide you with more coverage options and Leapfrog insurance is no exception.
Flood insurance covers both the structure of your home and its contents. However, coverage for contents is optional in some cases, and our insurance agent can help discuss your options. There is often a 30-day waiting period before your flood insurance takes effect except when the flood insurance is needed by a lender and is purchased as part of securing a mortgage. However, some private flood markets offer shorter waiting periods.
If your property is within San Antonio, TX, It’s important to explore flood insurance offerings. This is because when filing a flood insurance claim, the track record for handling claims can make the difference as to whether your claim gets paid or not. When you are not sure about which coverage to invest in, please don’t hesitate to visit us at LeapFrog Insurance or call our office for more information on what you deserve to protect your home from flooding.