If you live in an area prone to flooding like San Antonio, TX, it’s important to have flood insurance. Flood insurance can help protect your home and belongings in a flood. But what does flood insurance cover? In this blog post, we’ll discuss what types of damage are covered by flood insurance policies.

1. Your Home and its Foundation

This includes the walls, floors, ceilings, and other structural components of your home. If your home gets damaged from flooding, your flood insurance policy will help pay for the repairs.

Flood insurance will also cover any attached structures. This can include things like your garage, porch, or deck. If these structures are damaged by flooding, your flood insurance policy will help pay for the repairs.

2. Your Plumbing and Electrical Systems

This includes the pipes, wiring, and other components of these systems. If these systems are damaged by flooding, your flood insurance policy will help pay for the repairs.

Flood insurance will also cover any appliances that are damaged by flooding. This can include your washing machine, dryer, dishwasher, and refrigerator.

3. Your Personal Belongings

Personal belongings include things like furniture, clothing, and electronics. If these items are damaged by flooding, your flood insurance policy will help to pay for the repairs or replacement of these items. If you live in San Antonio, TX, you should get flood insurance from a reputable company such as LeapFrog Insurance.

4. Additional Living Expenses

If your home is damaged by flooding and you need to live elsewhere while repairs are ongoing, your flood insurance policy will help pay for these additional living expenses. These can include things like hotel bills, meals, and transportation costs.

Conclusion

Flood insurance is an important type of insurance for homeowners who live in areas prone to flooding. Flood insurance can help pay for the repairs or replacement of your home, belongings, and appliances if they are damaged by flooding. If you live in San Antonio, TX, talk to LeapFrog Insurance and get your flood insurance policy.