Mistakes you make when purchasing flood insurance can cost you a lot of money. If you are a homeowner in San Antonio, TX, we’ve got you covered at LeapFrog Insurance. We can offer you flood insurance that meets your needs and helps you in a tight spot.

The following are four mistakes to avoid when you buy flood insurance. 

Procrastinating about buying flood insurance

You should always have flood insurance. Floods cause an enormous amount of damage to American homes every year.

Going without flood insurance protection can put your investment in your home at risk. That’s why you should never procrastinate about buying flood insurance. 

Failing to do your research on NFIP-subsidized policies

The National Flood Insurance Program (NFIP) subsidizes flood insurance coverage for homes at high risk of experiencing flood damage. It would be best if you looked into the possibility of getting your flood insurance subsidized by the NFIP before buying a policy. 

Purchasing only the minimum amount of flood insurance coverage offered

You probably don’t have adequate flood insurance coverage if you’ve only purchased the minimum amount offered or required by your mortgage lender.

Investing in added flood insurance coverage by ensuring your home is covered for its full value is important. 

Thinking that buying home insurance means purchasing flood insurance

Standard home insurance policies don’t cover homes for flood damage. If you have home insurance, that doesn’t mean that your property is protected in the event of flood damage. You have to purchase flood insurance separately or have a flood insurance endorsement added to your home insurance policy. 

Let us insure your San Antonio, TX home at LeapFrog Insurance. If you need to get a quote on a flood insurance policy, we’re here to help. Call us or visit our website to get a quote today!

If you live in an area prone to flooding like San Antonio, TX, it’s important to have flood insurance. Flood insurance can help protect your home and belongings in a flood. But what does flood insurance cover? In this blog post, we’ll discuss what types of damage are covered by flood insurance policies.

1. Your Home and its Foundation

This includes the walls, floors, ceilings, and other structural components of your home. If your home gets damaged from flooding, your flood insurance policy will help pay for the repairs.

Flood insurance will also cover any attached structures. This can include things like your garage, porch, or deck. If these structures are damaged by flooding, your flood insurance policy will help pay for the repairs.

2. Your Plumbing and Electrical Systems

This includes the pipes, wiring, and other components of these systems. If these systems are damaged by flooding, your flood insurance policy will help pay for the repairs.

Flood insurance will also cover any appliances that are damaged by flooding. This can include your washing machine, dryer, dishwasher, and refrigerator.

3. Your Personal Belongings

Personal belongings include things like furniture, clothing, and electronics. If these items are damaged by flooding, your flood insurance policy will help to pay for the repairs or replacement of these items. If you live in San Antonio, TX, you should get flood insurance from a reputable company such as LeapFrog Insurance.

4. Additional Living Expenses

If your home is damaged by flooding and you need to live elsewhere while repairs are ongoing, your flood insurance policy will help pay for these additional living expenses. These can include things like hotel bills, meals, and transportation costs.

Conclusion

Flood insurance is an important type of insurance for homeowners who live in areas prone to flooding. Flood insurance can help pay for the repairs or replacement of your home, belongings, and appliances if they are damaged by flooding. If you live in San Antonio, TX, talk to LeapFrog Insurance and get your flood insurance policy.