Is it time to add flood insurance to protect your San Antonio home?

If it’s time to update or change the insurance policy protecting your San Antonio, TX area home, give the folks at LeapFrog Insurance a call. We’re here to help you with all types of insurance. Our team can answer any questions that you may have about flood insurance.

Benefits of having flood insurance in our area

Protecting your house is a big part of responsible home ownership. There are many benefits to having a flood insurance policy in our area. The main advantage is that it provides an additional layer of protection above the coverage provided by a primary homeowner’s policy. 

The other main reason many folks choose to add a flood policy to their primary insurance is that they typically provide coverage that a primary policy lacks. This means that protection will be in place if a flood damages or destroys your home.

Many homeowner policies do not include protection from flood damage. Of course, your lender will typically require you to carry a flood policy if you live in a flood zone. When a home is located outside of a flood zone, it can make the need for a flood policy a little bit confusing.

The first thing to do is review your current homeowner’s policy to check for exclusions. This exclusion will state that the policy won’t cover any losses due to floods. Adding a flood policy could ensure that damage caused by a flood will be covered. 

We are here to help!

San Antonio, TX area residents can turn to the team at LeapFrog Insurance for help with their homeowners’ policies, flood insurance, or any other insurance need. Give us a call or stop by today!