What Does Commercial Insurance Cover?

The agents at LeapFrog Insurance serving the San Antonio, TX area want you to know the importance of having a commercial insurance policy as a business owner. Commercial insurance is designed to help you as a business owner avoid any financial loss or liabilities due to various disasters.

What Does Commercial Insurance Cover?

There is an array of different coverage options when it comes to commercial insurance. Below is a detailed list of the most common commercial insurance coverage options.

Commercial Auto Insurance

A minimum amount of liability auto insurance is required in Texas, which means you must have at least a minimum amount of liability auto insurance in place for any vehicles owned by your business or vehicles that are used for business purposes.

Commercial Property Insurance

Commercial property insurance is created to protect business owners from losing their livelihood. This is because it will help your business safeguard against any damages or losses from something like a natural disaster, an act of vandalism, a fire, or even a burglary. If you lose any inventory or equipment, this type of insurance will come in handy to help your business get up and running again much faster.

Commercial Liability Insurance

This type of insurance is imperative for all business owners to have in place because injuries do happen. For example, if someone falls at your business, they can sue you for any injuries they sustained. This type of insurance will help you with any lawsuits or other legal claims that are filed against you and your business. It will help you pay for any bodily injuries or property damage due to your business or someone working for your business.

Contact LeapFrog Insurance

To create the best commercial insurance policy for you and your business, contact the commercial insurance experts at LeapFrog Insurance serving the San Antonio, TX area today!