Mistakes you make when purchasing flood insurance can cost you a lot of money. If you are a homeowner in San Antonio, TX, we’ve got you covered at LeapFrog Insurance. We can offer you flood insurance that meets your needs and helps you in a tight spot.

The following are four mistakes to avoid when you buy flood insurance. 

Procrastinating about buying flood insurance

You should always have flood insurance. Floods cause an enormous amount of damage to American homes every year.

Going without flood insurance protection can put your investment in your home at risk. That’s why you should never procrastinate about buying flood insurance. 

Failing to do your research on NFIP-subsidized policies

The National Flood Insurance Program (NFIP) subsidizes flood insurance coverage for homes at high risk of experiencing flood damage. It would be best if you looked into the possibility of getting your flood insurance subsidized by the NFIP before buying a policy. 

Purchasing only the minimum amount of flood insurance coverage offered

You probably don’t have adequate flood insurance coverage if you’ve only purchased the minimum amount offered or required by your mortgage lender.

Investing in added flood insurance coverage by ensuring your home is covered for its full value is important. 

Thinking that buying home insurance means purchasing flood insurance

Standard home insurance policies don’t cover homes for flood damage. If you have home insurance, that doesn’t mean that your property is protected in the event of flood damage. You have to purchase flood insurance separately or have a flood insurance endorsement added to your home insurance policy. 

Let us insure your San Antonio, TX home at LeapFrog Insurance. If you need to get a quote on a flood insurance policy, we’re here to help. Call us or visit our website to get a quote today!